How To Use Onboard Credit Royal Caribbean
If you cruise with Royal Caribbean, Celebrity Cruises or Azamara Club, then the Bank of America R oyal Caribbean Visa Signature Credit Card is a good travel rewards credit card for you to have. If you are an active cruise goer, start getting rewards back. It offer you travelers a nice signup bonus of10,000 MyCruise points after making a transaction within the first 90 days of account opening, enough for a $100 onboard credit.
You could earn up to 2x MyCruise points for every $1 spent on qualifying purchases with Royal Caribbean and the sister brands, Celebrity Cruises and Azamara Club Cruises with 1x point per $1 on all other purchases. There is no annual fee and no foreign transaction fee so earn your points without worry. If you would like to get some more information about this card, continue reading below!
| Bonus Available | Get 10,000 bonus points after making one transaction within the first 90 days of account opening. |
| *Bonus Value | $100 |
| Travel Credit | Receive a one-time $50 Air2Sea airfare discount after making at least $3,500 in purchases within the first 90 days of account opening. |
| Ongoing Rewards/Benefits | Earn 2 points for every $1 spent on qualifying purchases with Royal Caribbean, Celebrity Cruises and Azamara Club Cruises. Earn 1 point for every $1 spent on all other purchases. |
| Foreign Transaction Fees | No |
| Annual Fee | $0 |
PROS
- No annual fee
- Bonus points
- Airfare credit
- No foreign transaction fee
CONS
- Good-Excellent credit needed to qualify
- Limited redemption options
Editor's Alternate Pick
The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
In addition, you can earn:
• Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year.
• Earn unlimited 1.5% cash back on all other purchases.
• Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.
Royal Caribbean Credit Card
10,000 Bonus Points Offer
You should take advantage of the Royal Caribbean credit card's 10,000 MyCruise bonus points offer since these points are valued at $100. To qualify, charge your first purchase to your card within the first 90 days of opening your account. There's no minimum spend requirement to worry about.
What are MyCruise Points Worth?
The value of your rewards depends on how you use them, each MyCruise point is worth around $0.01. When it comes time to redeem your points, you have a variety of options, including:
- Stateroom upgrades
- Cruise discounts
- Cruise vacations
- Onboard credits or amenities
- Companion fares
- Merchandise
- Charitable donations
Point values remain consistent across all redemption options. So no matter how you trade in your rewards, you'll get the best value.
Bank of America Royal Caribbean Card Benefits
- $0 Liability Guarantee. The $0 Liability Guarantee covers fraudulent transactions made by others using your account. Claims against posted and settled transactions subject to dollar limits and verification, including providing requested information supporting fraudulent use claim.
- Overdraft Protection. Overdraft transfers to your eligible Bank of America deposit account from your credit card account will be Bank Cash Advances under your Credit Card Agreement. Transfers will be subject to the terms of both your Credit Card Agreement and the account agreement(s) and disclosures governing your Bank of America deposit account.
- Mobile and Text Banking.Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Bank of America does not charge for Text Banking. However, your mobile service provider may charge for sending and receiving text messages on your mobile phone. Check with your service provider for details on specific fees and charges that may apply. Message and data rates may apply.
- Alerts. You may opt in to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage.
- FICO® Score Program. The FICO Score Program is available only for primary cardholders with an open and active consumer credit card account who have a FICO Score available. Simply access this through Online Banking, the Mobile website, and the Mobile Banking app.
Royal Caribbean Card Top Features
Airfare Credit No Foreign Transaction Fees
Get$50 off an airline ticket purchased through the Royal Caribbean Air2Sea program. To qualify, charge at least $3,500 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirements:
Make purchases abroad without worrying about foreign transaction fees with the Royal Caribbean Visa credit card.
| Best Credit Card Categories | ||
|---|---|---|
| 0% APR | Airline Rewards | Balance Transfer |
| Cash Back | Hotel Rewards | Military |
| No Annual Fee | No Foreign Transaction Fee | Premium |
| Prepaid | Rewards | Secured |
| Small Business | Student | Travel Rewards |
Bottom Line
The Bank of America Royal Caribbean Visa Signature Credit Card is the great travel rewards credit card if you cruise with Royal Caribbean, Celebrity Cruises or Azamara Club often. There is a sign up bonus of10,000 MyCruise points after making a transaction within the first 90 days of account opening.
You could also earn up to 2x MyCruise points for every $1 spent on on qualifying purchases on these cruiselines and 1x point per $1 on all other purchases. Redeem these points for onboard credits, stateroom upgrades, discounts, cruises and more.
If you're interested in what more Bank Of America has to offer, see our list of the Best Bank of America Promotions! For more credit cards, see our latest list of the best credit card bonuses!
(Visit BankofAmerica.com to learn more about this card.)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.
Who's the Competition?
*Below are some of the top competitors to the Royal Caribbean Visa Signature credit card to consider.
No Annual Fee Options
The American Express Cash Magnet Card, Chase Freedom and Capital One Quicksilver Cash Rewards Credit Card are all good cash back card options without an annual fee. They all have good introductory offers as well.
The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
You'll earn:
• Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year.
• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1% on all other purchases.
You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter!
This card has no annual fee.
The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening.
You'll be able to earn 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
Top Travel Cards with Annual Fees
Don't rule out travel cards with annual fees if your credit card usage is high. The rewards available will often easily negate those fees. Good options include the American Express Gold Card, Barclaycard Arrival Plus® World Elite Mastercard® and the Chase Sapphire Preferred Card.
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply.
You'll have the opportunity to earn:
• 4X Membership Rewards Points on Restaurants, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too.
• 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees).
Terms Apply.
The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards.
You'll earn:
• 5X points on travel purchased through Chase Ultimate Rewards
• 3X points on dining
• 3X points on select streaming services and online grocery purchases
• 2X points on all other travel purchases
• 1X point per $1 spent on all other purchases
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value!
You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
This card carries a $95 annual fee.
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How To Use Onboard Credit Royal Caribbean
Source: https://www.hustlermoneyblog.com/royal-caribbean-visa/
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